Payment Policy

Effective Date: January 7, 2025

At Organic Bina, we aim to provide a secure and seamless payment experience for all of our customers. Our Payment Policy outlines the methods we accept, the security measures in place, and other important information regarding the payment process.

1. Accepted Payment Methods We accept a variety of payment methods to accommodate all of our customers’ needs, including:

  • Credit and Debit Cards: We accept Visa, MasterCard, American Express, Discover, and other major card providers.
  • PayPal: For customers who prefer to use PayPal, we offer this as a secure payment option.
  • Apple Pay and Google Pay: For those who wish to use mobile payment solutions, we accept Apple Pay and Google Pay.
  • Other Payment Methods: We may add more options as needed. Please check our website’s checkout page for the latest payment methods.

2. Secure Payment Processing Your security is our top priority. All payments are processed through secure payment gateways that use encryption technologies to protect your sensitive information. Organic Bina complies with all relevant security standards to ensure that your payment information is safe. Our payment processors are PCI DSS compliant, which guarantees that your credit card data is handled with the highest security standards.

3. Payment Authorization Upon submitting an order, the payment amount will be authorized but not immediately charged. Once we verify your order and ensure the items are in stock, we will capture the payment from your chosen method. In cases where there is an issue with your payment (e.g., insufficient funds or incorrect card details), we will notify you promptly to resolve the issue.

4. Pricing and Currency All product prices on the website are listed in U.S. dollars (USD). If you are purchasing from outside the United States, please be aware that your payment provider may charge foreign transaction fees, depending on your bank’s policies. Organic Bina does not take responsibility for these additional charges.

5. Sales Tax Sales tax is applied to orders based on the applicable tax rate for the shipping address. Tax rates may vary by location and are calculated at checkout. Organic Bina complies with all relevant local and federal tax laws.

6. Discounts, Coupons, and Promotions We occasionally offer discounts, promotional codes, and sales events on our website. If you have a valid coupon or promotional code, you can apply it during checkout to receive a discount. Please note that discounts cannot be combined with other promotions, and each promotion has its own terms and conditions.

7. Order Confirmation After completing your payment, you will receive an order confirmation email, which will include details about your order, shipping address, and an estimated delivery date. If you do not receive an order confirmation within 24 hours, please contact us at info@organicbina.com to resolve any issues.

8. Failed Payments In the event that a payment fails (due to expired credit cards, insufficient funds, or incorrect information), your order will not be processed. You will be notified immediately and given the opportunity to provide an alternative payment method.

9. Security of Personal Data We take your privacy seriously. Please refer to our Privacy Policy to learn how we handle and protect your personal and payment data. All data you provide, including credit card information, is protected through encryption technology.

10. Contact Information for Payment Issues If you have any concerns or questions regarding payment methods or transaction issues, please do not hesitate to reach out to us: